Identity Verification Template
Dynamic KBA


Verify users in seconds,
not days.

Dynamic KBA (Knowledge Based Authentication) allows you to verify your users by challenging them with personalized questions about their past. These questions are specific enough to prevent thieves from guessing correctly, but personalized enough to be easily answerable if the user really is who they claim to be. Adding dynamic KBA to your identity verification process is a quick and easy way to build trust with your user base, and can support account opening, password reset, KYC/AML, or NIST Level 2 use cases.

Process Overview

1. Identity Validation

- Validate individuals PII including name, address, DOB and SSN

2. Identity Verification

- User answers knowledge based questions generated specifically for them
Example: “type of car owned in 2012”
- User must get 2 out of 3 questions correct to pass.

3. Fraud Prevention

- Check for identity fraud indicators (deceased, synthetic, non-residential)
- Analyze environmental risk (device, location, network, user behavior) across full transaction

Browse More Verification Templates

MobileMatch

ID DataWeb’s MobileMatch Identity Verification Template allows you to quickly verify legitimate users’ identity, while preventing fraud and identity theft attacks.

BioGovID

BioGovID gives an alternative approach to verify your users by combining something they have (their government issued ID) and something they are (a picture of themselves.)

Dynamic KBA Verification

Dynamic KBA (Knowledge Based Authentication) allows you to verify your users by challenging them with personalized questions about their past.

Learn More

Business Solutions

Learn more about our solutions.

Documentation

Looking for more detailed information? Check out our documentation page.

Contact us

8330 Boone Blvd. #500, Vienna, VA 22182

Email: sales@iddataweb.com